Customer Service: 310.888.0040
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  • Purchase
    PURCHASE
  • Finance
    FINANCE
  • Residential Loans
    RESIDENTIAL LOANS
  • Commercial Loans
    COMMERCIAL LOANS
  • Conventional Loans
    CONVENTIONAL LOANS
  • Reverse
    REVERSE MORTGAGE
  • Bridge Loans
    BRIDGE LOANS
 
  • purchase

    PURCHASE

    Benefits of owning commercial real estate include tax advantages, controlling costs, assets appreciation. We offer loans of up to $50 millions for purchase and we will help in making the typically complex commercial real estate purchasing process simple.

    • Loan amounts from $100,000 to $50 millions
    • Up to 60% loan-to-value
    • Terms of 6 months up to 3 years
    • Fixed rates
    • No tax Returns
    NEED HELP? CALL OUR CUSTOMER SERVICE 310.888.0040
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  • finance

    FINANCE

    When is it time to perform a commercial loan Finance? Consider market interest rates, prepayment penalties, existing loan terms.

    Key elements:

    • Monthly cash flow
    • Closing costs
    • Cap rate
    • GRM rate
    • Net income
    NEED HELP? CALL OUR CUSTOMER SERVICE 310.888.0040
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  • residential loans

    RESIDENTIAL LOANS

    Unless one has a significant amount of cash ready and available in an easy-to-get-to bank account, buying residential property is going to involve financing, which means applying for a residential loan. Especially with the level of property prices today, even after the 2008 housing bubble crisis, the price of a home or land is so much only a few percent of the population can outright purchase a property plot cash down.

    Types of Residential Loans:

    • Mortgages
    • First Mortgages or First Home Loans
    NEED HELP? CALL OUR CUSTOMER SERVICE 310.888.0040
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  • commercial loans

    COMMERCIAL LOANS

    A commercial mortgage is a mortgage loan secured by commercial property, such as an office building, shopping center, industrial warehouse, or apartment complex. The proceeds from a commercial mortgage are typically used to acquire, refinance, or redevelop commercial property.

    Commercial mortgages are structured to meet the needs of the borrower and the lender. Key terms include the loan amount (sometimes referred to as "loan proceeds"), interest rate, term (sometimes referred to as the "maturity"), amortization schedule, and prepayment flexibility. Commercial mortgages are generally subject to extensive underwriting and due diligence prior to closing. The lender's underwriting process may include a financial review of the property and the property owner (or "sponsor"), as well as commissioning and review of various third-party reports, such as an appraisal.

    NEED HELP? CALL OUR CUSTOMER SERVICE 310.888.0040
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  • conventional loans

    CONVENTIONAL LOANS

    A conventional loan is a mortgage that is not guaranteed or insured by any government agency, including the Federal Housing Administration (FHA), the Farmers Home Administration (FmHA) and the Department of Veterans Affairs (VA). It is typically fixed in its terms and rate.

    NEED HELP? CALL OUR CUSTOMER SERVICE 310.888.0040
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  • reverse mortgage

    REVERSE MORTGAGE

    Specific rules for reverse mortgage transactions vary depending on the laws of the jurisdiction. For example, in Canada, the loan balance cannot exceed the fair market value of the home by law.

    One may compare a reverse mortgage with a conventional mortgage, where the homeowner makes a monthly payment to the lender, and after each payment, the homeowner's equity increases by the amount of the principal included in the payment.

    NEED HELP? CALL OUR CUSTOMER SERVICE 310.888.0040
    APPLY TODAY
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  • bridge loans

    BRIDGE LOANS

    A bridge loan is a type of short-term loan, typically taken out for a period of 2 weeks to 3 years pending the arrangement of larger or longer-term financing.It is usually called a bridging loan in the United Kingdom, also known as a "caveat loan," and also known in some applications as a swing loan. In South African usage, the term bridging finance is more common, but is used in a more restricted sense than is common elsewhere.

    A bridge loan is interim financing for an individual or business until permanent financing or the next stage of financing is obtained. Money from the new financing is generally used to "take out" (i.e. to pay back) the bridge loan, as well as other capitalization needs.

    NEED HELP? CALL OUR CUSTOMER SERVICE 310.888.0040
    APPLY TODAY
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CALIFORNIA CAPITAL MORTGAGE BANK
9744 Wilshire Boulevard, Suite 203 Beverly Hills, CA 90212
phonePhone. 310.888.0040 faxFax. 310.888.1897 efaxeFax. 310.760.4060
BBB Accerdited Business FDIC All loans are made in compliance with Federal, State, and Local laws. California Capital Mortgage Bank is a California Finance Lender under DBO license #60DBO45483. California Capital Mortgage Bank is an equal opportunity lender.